Enhance Your Financial Vocabulary with 30 Essential Collocations with Money

In the English language, the concept of money is integral to daily communication. Whether you are discussing finances in a professional setting, making everyday purchases, or simply engaging in casual conversation, using the right collocations can enhance your fluency and comprehension. This blog post explores 30 essential collocations with money, providing definitions, phonetic transcriptions, and practical examples to help you master these phrases.

Enhance Your Financial Vocabulary 🤑 30 Essential Collocations with Money

Collocations are word combinations that frequently occur together, and learning them can significantly improve your English language skills.

Mastering collocations involving money is particularly valuable because financial topics are universal and relevant across various contexts. By understanding these collocations, you can communicate more effectively, whether you’re discussing budgeting, investing, or spending habits. T

his post will guide you through these common collocations, enabling you to express yourself more naturally and confidently in English. Whether you’re preparing for an English exam, enhancing your professional vocabulary, or simply looking to improve your everyday communication, these collocations will be invaluable.

Plus, don’t forget to check out our comprehensive courses and worksheets for more in-depth learning resources!

#1. 🤑 Make Money

Definition: To earn money through work, investments, or business.

Phonetic Transcription: /meɪk ˈmʌni/

Examples:

• John worked hard to make money for his family.
• She started a small business to make extra money on the side.

#2. 💰 Save Money

Definition: To keep money instead of spending it, typically for future use.

Phonetic Transcription: /seɪv ˈmʌni/

Examples:

• It’s wise to save money for emergencies.
• They save money by cutting unnecessary expenses.

#3. 🧾 Spend Money

Definition: To use money to buy goods or services.

Phonetic Transcription: /spɛnd ˈmʌni/

Examples:

• She likes to spend money on clothes and gadgets.
• They spent a lot of money on their vacation.

#4. 📈 Invest Money

Definition: To put money into financial schemes, shares, property, or a commercial venture with the expectation of achieving a profit.

Phonetic Transcription: /ɪnˈvɛst ˈmʌni/

Examples:

• He decided to invest money in the stock market.
• Many people invest money in real estate.

#5. 💳 Borrow Money

Definition: To receive money from someone with the agreement to return it later, usually with interest.

Phonetic Transcription: /ˈbɒroʊ ˈmʌni/

Examples:

• She had to borrow money to pay for her tuition.
• They borrowed money from the bank to buy a house.

#6. 🏦 Lend Money

Definition: To give money to someone with the expectation that it will be paid back.

Phonetic Transcription: /lɛnd ˈmʌni/

Examples:

• He lent money to his friend in need.
• The bank lends money to small businesses.

#7. 🛍️ Waste Money

Definition: To spend money on things that are unnecessary or not worth the price.

Phonetic Transcription: /weɪst ˈmʌni/

Examples:

• It’s easy to waste money on impulse purchases.
• He regretted wasting money on that expensive gadget.

#8. 🔒 Keep Money

Definition: To hold onto money instead of spending or investing it.

Phonetic Transcription: /kiːp ˈmʌni/

Examples:

• They prefer to keep money in a savings account.
• She keeps money aside for emergencies.

#9. 💼 Handle Money

Definition: To manage money in terms of spending, saving, and investing.

Phonetic Transcription: /ˈhændl ˈmʌni/

Examples:

• Learning how to handle money is a valuable skill.
• The accountant handles money for the company.

#10. 🏦 Deposit Money

Definition: To put money into a bank account.

Phonetic Transcription: /dɪˈpɒzɪt ˈmʌni/

Examples:

• She went to the bank to deposit money into her account.
• He deposits money regularly to save for the future.

#11. 🏧 Withdraw Money

Definition: To take money out of a bank account.

Phonetic Transcription: /wɪðˈdrɔː ˈmʌni/

Examples:

• He withdrew money from the ATM.
• You can withdraw money anytime from your savings account.

#12. 💳 Owe Money

Definition: To have a debt; to be required to pay money back to someone.

Phonetic Transcription: /oʊ ˈmʌni/

Examples:

• She still owes money on her car loan.
• They owe money to several creditors.

#13. 🕵️‍♂️ Trace Money

Definition: To follow the movement of money to determine its origin or destination.

Phonetic Transcription: /treɪs ˈmʌni/

Examples:

• The investigators traced money transfers to several offshore accounts.
• They tried to trace the money to find the embezzler.

#14. 📝 Allocate Money

Definition: To designate or assign money for a specific purpose.

Phonetic Transcription: /ˈæləkeɪt ˈmʌni/

Examples:

• The government allocated money for education reforms.
• They allocated money to renovate the office.

#15. 🎁 Donate Money

Definition: To give money to a charitable cause or organization.

Phonetic Transcription: /doʊˈneɪt ˈmʌni/

Examples:

• She donates money to the local animal shelter every month.
• They decided to donate money to help the victims of the disaster.

#16. 🚮 Lose Money

Definition: To have money taken away or to no longer have it, often unintentionally.

Phonetic Transcription: /luːz ˈmʌni/

Examples:

• He lost money in the stock market crash.
• They lost money due to poor business decisions.

#17. 🏆 Win Money

Definition: To gain money as a prize in a competition or through a game.

Phonetic Transcription: /wɪn ˈmʌni/

Examples:

• She won money in the lottery.
• They won money in a poker game.

#18. 🛒 Spend Money on

Definition: To use money to purchase specific items or services.

Phonetic Transcription: /spɛnd ˈmʌni ɒn/

Examples:

• She spends money on high-quality skincare products.
• They spend money on experiences rather than things.

#19. 👨‍🏫 Teach Money Management

Definition: To instruct someone on how to manage their money effectively.

Phonetic Transcription: /tiːʧ ˈmʌni ˈmænɪʤmənt/

Examples:

• The course teaches money management to young adults.
• Parents should teach money management to their children early on.

#20. 📊 Budget Money

Definition: To plan and control how money is spent and saved.

Phonetic Transcription: /ˈbʌʤɪt ˈmʌni/

Examples:

• They budget money for their monthly expenses carefully.
• He learned how to budget money while in college.

#21. 🔍 Find Money

Definition: To discover or recover money, often unexpectedly.

Phonetic Transcription: /faɪnd ˈmʌni/

Examples:

• She found money in an old coat pocket.
• They found money while cleaning the house.

#22. 🏆 Earn Money

Definition: To receive money as payment for work or services.

Phonetic Transcription: /ɜːn ˈmʌni/

Examples:

• He earns money by working as a freelancer.
• They earn money from their online business.

#23. 🧾 Pay Money

Definition: To give money in exchange for goods or services.

Phonetic Transcription: /peɪ ˈmʌni/

Examples:

• She paid money for the groceries.
• They paid money to get their car repaired.

#24. 🛍️ Spend Less Money

Definition: To reduce the amount of money spent.

Phonetic Transcription: /spɛnd lɛs ˈmʌni/

Examples:

• They decided to spend less money on dining out.
• She found ways to spend less money on utilities.

#25. 🏦 Deposit Money into Account

Definition: To put money into a specific bank account.

Phonetic Transcription: /dɪˈpɒzɪt ˈmʌni ɪntuː əˈkaʊnt/

Examples:

• He deposited money into his savings account every month.
• She deposited money into her checking account to cover her bills.

#26. 💼 Transfer Money

Definition: To move money from one account to another.

Phonetic Transcription: /ˈtrænsfər ˈmʌni/

Examples:

• She transferred money from her savings to her checking account.
• They transferred money to their overseas account.

#27. 🧾 Refund Money

Definition: To return money that was paid, typically because of a return or a cancellation.

Phonetic Transcription: /rɪˈfʌnd ˈmʌni/

Examples:

• The store refunded money for the defective product.
• They refunded money after the event was canceled.

#28. 💳 Charge Money

Definition: To require a payment for a service or product.

Phonetic Transcription: /ʧɑːrʤ ˈmʌni/

Examples:

• The company charges money for expedited shipping.
• He was charged money for the premium subscription.

#29. 🏆 Raise Money

Definition: To collect or gather money for a particular purpose, often for charity or an event.

Phonetic Transcription: /reɪz ˈmʌni/

Examples:

• They raised money for the local animal shelter.
• She helped raise money for the school’s new playground.

#30. 📉 Lose Track of Money

Definition: To fail to monitor or account for how money is being spent.

Phonetic Transcription: /luːz træ k əv ˈmʌni/

Examples:

• It’s easy to lose track of money if you don’t budget carefully.
• They lost track of money during the busy holiday season.

Collocations With Money Table

Most Common Collocations With Money Worksheet

Wrapping Up

Learning collocations with “money” is essential for anyone looking to improve their English language skills, particularly in contexts where financial discussions are frequent. These collocations not only enhance your vocabulary but also enable you to communicate more effectively and naturally. By incorporating these phrases into your daily conversations, you’ll gain confidence in discussing financial topics, whether in personal, academic, or professional settings.

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Happy learning! 😊

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